Saturday, April 5, 2025
Is a renter always a tenant?
Is a renter always a tenant? By Theresa Grant Real estate columnist Renting in the province of Ontario doesn’t always mean you’re considered a tenant. As such, not everyone is protected under the RTA, The residential Tenancies Act. Whether or not you are covered under the Residential Tenancies Act depends on the type of accommodation you are renting.
If you are renting an apartment in a large building with multiple units for instance, you would be considered a tenant. As such, you would be covered under the Residential Tenancies act. If you are renting a room in a house where your landlord or the owner of the house also lives, you would be considered a boarder or a lodger. If you are renting a self-contained basement apartment with a separate entrance, and the owner of the house, the landlord or landlady lives upstairs, you would be considered a tenant. It can get confusing. Renting rooms in a house where the owner or landlord does not reside, is different yet again. If that is the case, you would be considered a tenant. Rooming houses were a way of life many years ago especially in populated cities like Toronto. That may have been a person’s first home away from home as they migrated to the city for work or school. Over the years, their popularity dwindled and, in some cases, became neglected run-down fire traps. There are very strict fire regulations on the registered rooming houses that remain. There are a few registered rooming houses here in Oshawa. They are inspected by the fire department on a regular basis. The official inspection pass is usually located just inside the front door along with the occupancy maximum. They are run like a business because that is what they are considered.
As rents surged over the last few years, rooming houses seem to have regained some popularity.
If you are living in a four-bedroom house and the owner and or the owner’s family also reside in the house, you are a boarder or a lodger.
You are not covered under the Residential Tenancies Act.
One helpful notation to all of this confusion seems to be that if you are renting a space within the home of the landlord or landlady, and you do not have a kitchen or bath, you are then considered a lodger as opposed to a tenant. It is always recommended to know your rights and responsibilities when it comes to renting and always know whether you are considered a tenant or a boarder.
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