Showing posts with label Blacklivesmatter. Show all posts
Showing posts with label Blacklivesmatter. Show all posts

Saturday, August 15, 2026

Turn your home equity into flexibility in retirement

’By Bruno Scanga Financial Columnist Is a reverse mortgage something to consider? For many Canadians 55 and better, much of their wealth is tied up in their home. A reverse mortgage by is a flexible financial solution designed to help you access your home equity, without having to sell your home or change long-term plans. What is a reverse mortgage A reverse mortgage such as the CHIP Reverse Mortgage, is designed exclusively for Canadian homeowners aged 55 and better, giving you access to the savings and capital in your home. You continue to live in your home and retain full ownership. It’s your money and your house, with no required monthly mortgage payments. How it works Access up to 55% of your home equity as tax-free cash Receive funds as a lump sum or over time No required monthly mortgage payments The loan is repaid when the home is sold What people commonly use it for Supplementing retirement income Travel or lifestyle goals Supporting family financially Funding home improvements Paying off existing debt Covering healthcare or unexpected expenses Retirement is yours to define Whether it’s pursuing new interests, supporting loved ones, or simply having more flexibility day-to-day, a reverse mortgage can help you access your home equity to support what matters most.

The Fine Print We've Seen This Movie Before

The Fine Print We've Seen This Movie Before By Gary Payne, MBA Founder of FuneralCostOntario.ca If you grew up anywhere around Oshawa, the conversation about machines taking people's jobs has a familiar sound to it. Long before anybody was asking ChatGPT to write an email, people here were working beside machines that could weld, paint, move parts and do jobs once done by hand. By the mid-1980s, GM's Oshawa operations were becoming increasingly automated, and people worried about what that meant for the workers. They had good reason to. A machine could make the same weld over and over without getting tired. It could handle repetitive jobs and work around heat, fumes and conditions people were happy to avoid. But if the machine was doing the work, there was still the obvious question about the person who had been doing it before. That argument never really went away. What's changed is where the machines are showing up. Factory automation was easy to picture. You could see the robot on the plant floor moving steel or welding part of a car together. AI doesn't look like that. It may be sitting inside the same computer you've used for years. Someone in sales can use it to prepare for a meeting. A manager can hand it a spreadsheet and start asking questions that might once have taken an afternoon to answer. Nobody hears machinery running in the background. The work just gets done faster. That makes this round of automation different, especially for people who spent years believing machines were mainly a threat to factory jobs. Statistics Canada has estimated that roughly 60 per cent of Canadian employees could be highly exposed to AI-related changes in their work. That doesn't mean 60 per cent of jobs disappear. In many cases the technology may change the job rather than eliminate it. Oshawa has seen that before. Robots didn't bring an end to auto workers. They changed a lot of what those workers did. Somebody still had to operate the equipment, maintain it, solve problems and make decisions the machine couldn't make. When GM prepared the Oshawa plant for its 2021 restart, more than 1,200 new robots were installed. People and machines are still working in the same building. The office version of that relationship is only beginning. I've already seen it in my own work. A large part of compliance involves finding the right rule, checking the right document and making sure something hasn't been missed. There are days when the job feels less like solving a difficult problem and more like finding one sentence buried on page 47. AI can be very good at getting me to page 47. That doesn't mean I hand it a regulation and accept whatever comes back. I've spent enough time working in compliance to know that the difference between what sounds right and what's actually been checked is more or less the whole job. If something matters, I want to know where the answer came from. But if AI can get me to the right section in thirty seconds instead of twenty minutes, I'm going to use it. I suspect a lot of people will make the same calculation. The debate is often framed as humans versus machines, but workplaces are usually messier than that. Someone gets a new tool, figures out what it does well, and pretty quickly stops wanting to do the old job the old way. Some jobs will change dramatically and some will disappear. Pretending otherwise doesn't help anyone. But that isn't the same as saying everyone whose work can be touched by AI is about to be replaced by it. People in Oshawa have heard versions of that prediction before. They heard it as more robots arrived on the assembly line, and they watched the work change around them. This time the machine may not be behind a safety fence on a factory floor. It may be sitting beside us at the desk

Up In The Air

Up In The Air By Wayne and Tamara I am a 21-year-old college senior looking forward to graduation in four months, pursuing a career and possibly my first love. So here’s the question… I’ve been in love with my first boyfriend, with whom I shared my first time, since I was 15. I knew I cared about him then, but I thought it was puppy love. Although the relationship didn’t last long, we dated again sophomore year of college and began “hooking up” again five months ago. We both dated other people in the interim. I’m beginning to realize I am really in love and thinking about a future with him. The problem is we go to school four hours away from each other. I’m 21, he’s 23. We also feel we deserve to “have fun” our last semester at college. The big problem is neither of us knows where we’ll end up after graduation. Plus, I’m not sure he knows how very much in love with him I am. I’m scared he’ll find somebody else if I don’t tell him. But I’m also not sure how he’ll take it if I do. He doesn’t show his emotions much. Am I insane in thinking everything will work out if I tell him? We’ve talked about it, and he’s never felt so “comfortable” with anyone before, but I’m not sure how he feels about a future with me. I think he feels the same or we wouldn’t keep going back to each other. Either way, I don’t want to scare him away by confessing my love and my hopes for a future, but I need to tell him how I feel! Kira Kira, when we read your letter, we wondered what it was really about. Is it about nothing ventured, nothing gained? Is it about the power of first love? Or is it about something else? Though we often tell people to be brave (ask the girl for a date, go for that job you want) we don’t think that’s your main issue. Though the “first time” can leave an indelible mark, we don’t think that’s the issue either. Look, you two are hooking up and “having fun” with multiple partners. By definition, that’s not love. You say he’s comfortable with you, but we’d bet he’s comfortable with every woman he hooks up with. Comfortable enough to be having casual sex with them. Near the end of the movie Up in the Air, a young woman is shown interviewing for a job in San Francisco. This will be her second job after college. When the interviewer asks why she took her first job, a dead-end job in Omaha, she answers candidly. “I followed a boy.” That’s what your letter is about. “I graduate in four months; I don’t know what job I’ll have; I don’t know where I’ll be. Everything is unsettled and I’m scared.” You are moving on to a completely different stage of life, and of course you are scared. But this man doesn’t love you enough to say, “I’m not comfortable with you hooking up with other men.” You don’t love him enough to say, “I’m not comfortable with you hooking up with other women.” Sex with no strings attached is the opposite of a genuine relationship. But at 21 with a college degree, all the possibilities of life are open to you. Don’t think about marriage and forever with a hookup. Go on! Get your new life. Hightail it to your college placement office and schedule job interviews. Explore all the possibilities. Embrace this challenge. Above all, don’t become that young woman who has to explain a blunder in her life by saying, “I followed a boy.” Wayne & Tamara

Stay Grounded with a Blueberry Bush

Stay Grounded with a Blueberry Bush Common Sense Health – Diana Gifford-Jones When the weight of the world feels too heavy, I find solace in going back to the basics. I look for something wholesome and dwell on it, or better, nurture it. In this instance, it was a roadside stand and a basket of blueberries that caught my attention. How wonderful to uncover the stories and possibilities of this little fruit, each one borne of an ovary of a single flower. Wholesome indeed. Most people still know, one hopes, that blueberries were only wild food not so long ago. Indigenous peoples across North America gathered and preserved them. One traditional name, “star berry,” refers to the tiny five-pointed star at the blossom end of the fruit. Just over a century ago, a New Jersey woman set blueberries on the course of a commodity food. Elizabeth Coleman White was the daughter of a cranberry farmer at Whitesbog in New Jersey's Pine Barrens. In 1910, she read a paper by Frederick Coville, a botanist investigating blueberry cultivation. Coville had discovered that blueberries required acidic soil, explaining why they flourished naturally in the Pine Barrens. White hired local woodsmen to search the surrounding countryside for bushes producing high volumes of large and sweet berries. The finders were paid for promising plants, and some varieties eventually carried the names of the people who discovered them. The Rubel variety was named for Rube Leek, who found the original wild bush. By 1916, a collaboration between White and Coville resulted in the first commercial crop of cultivated highbush blueberries. Today, there are sophisticated blueberry-breeding programs around the world. Researchers are developing varieties that can tolerate heat, resist disease, survive shipping and, perhaps most importantly, withstand mechanical harvesting. Blueberries have traditionally required hand-picking because ripe fruit is easily damaged. Now breeders are trying to produce berries firm enough to be harvested by machines, while remaining attractive and delicious to the consumer. Scientists are now using DNA markers to identify desirable traits. The best blueberries that Elizabeth White's workers selected by walking through the woods are now being selected with genetic information. Blueberries provide fibre, vitamin C, vitamin K and manganese, along with anthocyanins – the plant compounds responsible for their deep blue-purple colour. These nutrients are what make the blueberry stand out as a good choice to support cardiovascular and metabolic health. If you have a sunny patch of garden, it’s possible to grow your own bush. And breeders are making it easier to select the variety that suits your local conditions. Blueberries need acidic soil, along with good drainage and plenty of sunlight. An inexpensive soil-pH test from a garden centre can tell you whether your soil is suitable. If it isn't, a raised bed with properly prepared soil may be the easier route. With the right conditions, a blueberry bush can produce for decades. Not everyone has a garden, of course. Frozen blueberries are an excellent alternative, with most of the nutritional value staying intact. And there’s an additional benefit of having blueberries at hand. It’s a simple test for how well you are looking after your teeth. Eat some blueberries, then brush and floss your teeth. After swishing water in your mouth, if you spit out little bits of blueberry, it means there’s more work needed to clean between your teeth and around gums after meals. If you take the blueberry test regularly, you’ll keep your own teeth for a lifetime. Plus, you’ll get the benefit of general good health that comes when oral health is maintained. This is the time of year for pre-ordering plants from nurseries for pick-up or shipping next Spring. I have put in my order.

14 Bare-Knuckle Questions to Ask Your Next Interviewer That Show You Mean

14 Bare-Knuckle Questions to Ask Your Next Interviewer That Show You Mean Business By Nick Kossovan When asking your interviewer questions, the first rule is: don't ask pointless "what's in it for me” questions; focus on role-defining questions that show your primary goal is to contribute to the employer's success and to assess whether you align with the company and your prospective boss. While compensation, benefits, and perks matter, your priority should be establishing a mutual fit, not chasing money or paid time off. Most job seekers act like they're a suspect in an interrogation room defending their resume. This passive behaviour stems from misunderstanding the core nature of an interview. An interview isn't a test; it's a business meeting between two parties evaluating whether reaching a deal makes sense. When your interviewer asks if you have questions, they're shifting the power dynamic to you. 95% of candidates squander this opportunity by following advice from self-proclaimed career coaches and HR-approved platitudes. They ask what a typical day looks like, why the interviewer enjoys working there, or about promotion timelines. Safe questions signal you're looking for a comfortable place to park yourself, offering no evidence that you're serious about driving business results. As a job seeker, aim to stand out. Eliciting candid, unscripted responses is an effective way to do so. Sharp hiring managers—I count myself among them—want pragmatists who understand that business runs on results, not feelings. Asking questions that demonstrate your grasp of operational realities sets you apart from candidates who lack the backbone to ask tough questions. Here are 14 bare-knuckle questions to ask your next interviewer to show you're committed to contributing to the company. Interrogating the Operational Reality 1. "Every department has a fire. What's the burning issue in this role that the job description glossed over?" Job descriptions often serve as sanitized PR handouts. Identifying what's truly broken before committing to a fix saves everyone time. 2. “Let’s skip the honeymoon phase; if I’m hired, what’s the single biggest headache I’ll face?” Asking this signals you're not expecting a cakewalk and want a clear view of the operational realities. 3. "What did the last person in this role do or fail to do that reshaped your expectations for this position?" This question cuts through ambiguous job descriptions and pinpoints the specific mistakes you're expected to avoid. 4. "Let's assume we're sitting here a year from now and I've knocked it out of the park. What tangible business problem did I solve?" Pressing your interviewer to define measurable success helps you assess whether it's achievable given your skills and experience. 5. "What's the biggest political roadblock in this department that frequently delays projects?" Denying that every office has politics is amateurish. Asking this question shows you can and, more importantly, are willing to navigate organizational landmines. Evaluating the Internal Culture 6. "Every company touts its great culture, yet no culture is perfect. What's the most frustrating cultural norm a new hire must adapt to?" Sidestepping standard recruiting rhetoric reveals the unwritten rules and internal friction you'll encounter. 7. "If I asked your main competitor [better yet, name the employer's main competitor] about your company's biggest operational weakness, what would they say?" Asking this signals that you care about market share and competitive threats, setting you apart from candidates who focus solely on daily task management. 8. "When projects fail here, as they do everywhere, how does leadership manage the fallout?" Observing your interviewer's reaction to this question reveals whether the executive team prioritizes accountability or self-preservation. 9. "When people leave this department, what's the most common reason they leave?" Probing turnover patterns brings underlying retention problems to light, so you don't unknowingly walk into a toxic department. 10. "When was the last time this company took a hit to the bottom line to uphold its stated values?" Anyone can print a mission statement. This question prompts your interviewer to demonstrate that the company stands by its principles under financial pressure. Reading Your Interviewer's Mind & Closing 11. "You've been here for a while. What was the biggest disillusionment you encountered during your first six months, and why did you stay?" Lowering your interviewer's guard encourages them to share an honest, personal assessment of the firm. 12. "What do I need to do in this role to make your job easier?" Asking this shows you understand that your primary role as a hire is to relieve your manager of pressure. 13. "How long do you realistically expect it to take for a new hire in this position to generate more value than they cost?" Asking tough business questions like this positions you not as an expense but as a revenue generator or protector. 14. "If I accept this role, what's the one mistake I could make in my first 90 days that would be hardest to recover from?" Showing you anticipate make-or-break pitfalls proves you possess foresight and respect probation for the trial by fire that it is. These 14 questions are high-risk, high-reward. An insecure would-be boss will find them intimidating; thus, you dodge a bad-boss bullet, which is a good thing. However, a true leader, someone worth working for, will sit back, smile, and recognize (read: respect) that the person in front of them is operating from a position of strength

Are Canadians Paying More to Build a Stronger Canada?

Around the Coffee Table with Dale Jodoin Are Canadians Paying More to Build a Stronger Canada?   By Dale Jodoin Columnist                                               We Built the Housing. Where Do We Put the Cars? More housing is needed. But when we put more people into smaller spaces, the cars, school traffic, and charging problems do not simply disappear. Come home tonight and look down your street. Not at the houses. Look at the cars. Maybe there are two in a driveway, another at the curb, and one squeezed in front of a neighbour's house. Perhaps visitor parking is full. Now think about that street five or ten years ago. Something has changed. Cities across Canada and the United States need housing. Apartments are going higher. Townhouses are being built closer together. More people are living on the same amount of land. We need those homes. But families have changed too. Housing costs mean adult children may stay home longer. Several generations can live together. Working adults may share a rental because living alone costs too much. Four adults can easily mean three or four cars. Give that household one parking space, and the other cars do not vanish. They go somewhere. Usually, that means the street. Now picture 3:15 outside a school. Parents arrive for pickup. Cars line the curb. Someone stops near a roundabout. Another driver tries to turn around on a dead end street. A homeowner is trying to reach the driveway. Then add a delivery truck, garbage truck, snowplow, or emergency vehicle. Suddenly a street that worked perfectly well for years feels completely different. People get frustrated. Neighbours blame neighbours. Bylaw gets called. But maybe we are blaming the wrong people. Planners face a real problem. Governments want more housing, land is expensive, and parking takes space and money. Ontario has removed minimum parking requirements near major transit stations as part of its effort to lower housing costs. The province has said an underground parking space in a new development can cost as much as $100,000. That deserves to be part of this conversation. Some rental developments also encourage transit use, including programs that can make taking the bus or train more attractive. Good idea, when it works. But not everybody works nine to five. Some people work nights, carry tools, or travel between communities. A transit option only replaces a car if it can take someone where they need to go, when they need to get there. Then comes another question. Electric vehicles. Natural Resources Canada recognizes that people living in apartments and other multi unit buildings can face problems getting access to home charging. The federal government has supported work aimed at improving charging for buildings without individual driveways or garages. So why are we not planning for that before construction? Without proper charging, residents are left searching for practical places to plug in. That can lead to cords, questions about electricity, and arguments over who can charge where. Some high density developments work very well. Put housing near good transit, stores, schools, and jobs, and fewer cars may be needed. The problem is not density. The problem is pretending every neighbourhood works the same way. A downtown apartment beside frequent transit is different from a townhouse development where most residents drive to work. Some places need more parking. Others need better transit, visitor spaces, or EV chargers. There is no magic number. But there had better be a plan. A parking ticket cannot fix a planning decision made five years earlier. Neither can two neighbours arguing beside a blocked driveway. So tonight, look down your street. Count the cars. Look at the school corner. Look at the roundabout. Look at the driveways. If you're already thinking, “I know exactly what he's talking about,” then this problem has already reached your neighbourhood. Build the apartments. Build the townhouses. Build the homes people need. Just remember something basic. When we build housing for more people, we also have to build a community that can handle them. Housing does not end at the front door. Neither does good planning.

How do you rob a thief?

How do you rob a thief? By Tom Reimer Metalex Security Question: How do you rob a thief? wouldn’t that be nice if we could turn the tables, give those greedy, good for nothing, self entitled, thieving buggers a taste of the pain that is being inflicted on thousands of victims every year. I bet they would be furious, “how dare someone take my precious possessions that I have gained through all of my thieving ways” yah I’m talking to you, Sly and all your despicable brothers in arms. It all comes down to time, 5 seconds is all it takes to kick in a door, break or, crawl through a window that is unlatched or even worse left wide open, “the window of opportunity” in our last episode we provided some simple and extremely effective means to “FORTIFY” the most popular point of entry, the front entrance, I’m confident that we have eliminated the threat and Sly has used up at least a couple of minutes, he knows that he created some noise and attention! But still determined, So, what’s next? Well, let’s at least get out of the field of vision, the side of the house has in most cases another door, this is where the builder has provided a laundry room and quite often tucked in behind the garage. If this is not fortified it may fall victim to a heavy kick or two so let’s get out that toolbox and use the same defence mode for this door, a couple of “Guardian Flip Latches” extra long screws for the hinges and an extra long strike plate and screws on the lock side! Now, that window beside the door, great for providing natural light in a dark corner of the house and also easy to crawl through, after making more noise on the second door with no success, Sly is still motivated and pumped up on adrenaline, two more minutes consumed but still determined to get what he wants, he grabs the chair or garbage can that’s conveniently left at his disposal and he’s in, well at least we have taken 4 of the average 8 to 10 minutes that a burglary takes according to “Stats Can” Its interesting to me when I think of home security I think of engineering standards, you need to test any product by breaking it first, putting it through extensive pressure, bending it until it breaks simply to find out the “breaking point” building it up to the point of resistance, then, providing a strength multiplier and that is your “fail safe” limit. Exactly the same principle applies to home security! If you could continue to provide sufficient resistance to all points of entry you will come to a point that Sly will buzz off! in this case we took away 4 minutes of the precious 8 needed and you still suffered a loss, 4 minutes of hell! you have been violated! Now in some cases it may not be your front door that is the first point of entry, if you back on to a school yard or a wooded area then, Patio doors, family room windows and the basement may be the preferred point of entry. On my next episode to the world of resisting Sly and his cohorts, we will go back to that laundry room window, look at “Target Hardening” that point of entry and then move on the forest and school yard dwellers. The answer to the question, how do you rob a thief? Simple, you take away their time! Not on my watch, Sly. stay tuned!

Municipal Elections Aren't About Left or Right - They're About Getting It Right

Municipal Elections Aren't About Left or Right - They're About Getting It Right By Mr. ‘X’ ~ John Mutton, Former Mayor of Clarington CENTRAL EXCLUSIVE As we move deeper into a municipal election, I think we need to remind ourselves of something that is becoming increasingly lost in today's political environment: Municipal government should be about the good of the community - not party politics. I have met candidates in this election who would probably describe themselves as being on the right. I have met candidates from the left. I have met centrists. And I have met others who simply don't fit comfortably into any political box. In my view, some of the strongest candidates are the ones who don't start the conversation by asking whether an idea is conservative, liberal, left-wing or right-wing. They ask a much simpler question: Is it good for our community? That is the kind of thinking municipal government desperately needs. Fiscal Responsibility Is Not a Political Ideology There are people across the political spectrum who possess an excellent sense of fiscal responsibility. You don't need a Conservative membership card to understand a balance sheet. You don't need a Liberal membership card to understand infrastructure. And you don't need an NDP membership card to care about social programs. In fact, perhaps municipal government works best when councillors leave their party cards at the door. Every person elected to council has a responsibility to treat taxpayers' money prudently. That isn't right-wing. It isn't left-wing. It's responsible government. But fiscal responsibility also doesn't mean cutting everything in sight. Quite the opposite. The purpose of controlling spending is to ensure that we have the financial capacity to properly fund the things municipal government is actually responsible for delivering. Fiscal Responsibility and Social Responsibility Can Coexist This is where I think our political conversation has gone badly off course. Some people have been conditioned to believe that fiscal responsibility and social responsibility are competing philosophies. They aren't. A municipality can be fiscally disciplined while also caring deeply about its residents. We need good roads. We need bridges and sidewalks. We need safe drinking water and wastewater infrastructure. We need fire protection and emergency services. We need parks, recreation and community infrastructure. And municipalities have important responsibilities connected to housing, transit and social services, particularly at the regional level. These things cost money. A lot of money. And if municipal governments continually expand into discretionary programs and activities while their core infrastructure deteriorates, eventually something has to give. Usually, it is the taxpayer. Review What Government Is Actually Doing That is why I continue to advocate for a comprehensive services and mandate review. Put everything municipal government does on the table. Ask what is legislatively required. Ask what is essential to the operation and safety of the community. Ask what delivers measurable value to residents. And then have the courage to ask another question: What are we spending money on that municipal government does not need to be doing? That doesn't automatically mean eliminating every discretionary service. Some discretionary programs provide tremendous community value. But every dollar should have to compete for priority. If a program is consuming taxpayer dollars while roads, bridges, fire services, housing responsibilities or other essential infrastructure are underfunded, council should be prepared to reconsider that spending. And here is the part people sometimes miss: Saving money in one area can allow us to spend more where people genuinely need it. A services review isn't necessarily about spending less. It is about spending better. If we eliminate programs that no longer make sense and redirect those dollars into infrastructure, housing, emergency services, recreation or social programs where municipalities have genuine responsibilities, we can simultaneously become more fiscally responsible and more socially responsible. The Best Candidates Challenge Their Own Side Media and social media have increasingly conditioned people to line up on one side or the other. Left versus right. Conservative versus progressive. Us versus them. Municipal government cannot afford that mentality. The candidates who have impressed me most during this election are those prepared to challenge the conventional thinking of whichever political camp they may personally come from. A fiscally conservative candidate should still be able to say: "This social program is necessary, it is working, and we should properly fund it." A socially progressive candidate should be equally capable of saying: "This program isn't working, it isn't a municipal priority, and taxpayers shouldn't continue paying for it." That isn't abandoning your principles. That is leadership. Fix the Roads and Strengthen the Social Fabric There should be nothing contradictory about wanting excellent infrastructure and strong social infrastructure. There should be nothing contradictory about demanding value for taxpayers while protecting vulnerable residents. And there should be nothing contradictory about reducing unnecessary spending while increasing investment in services that actually matter. That is what mature municipal government looks like. The next generation of municipal leaders should not be elected because they perfectly represent the political left or political right. They should be elected because they understand budgets, infrastructure, community needs and the responsibility that comes with spending someone else's money. They should understand that every dollar wasted on yesterday's political pet project is a dollar that cannot repair tomorrow's bridge, support a housing initiative, improve a park, replace aging infrastructure or strengthen an essential service. Leave the Party Cards at the Door Municipal councils don't need ideological warriors. They need problem solvers. They need people willing to examine every program, every service and every expenditure without first asking which political tribe will applaud the decision. Fiscal responsibility without social responsibility can lose sight of the people government exists to serve. Social responsibility without fiscal responsibility eventually becomes financially unsustainable. Good municipal government requires both. So as voters evaluate candidates in this election, perhaps the question shouldn't be: Is this candidate left-wing or right-wing? Perhaps the better questions are: Can they manage our money? Do they understand what municipal government is responsible for? Will they protect our infrastructure? Will they care for the people who genuinely need municipal services? And will they have the courage to stop spending money on things that no longer make sense? Those are not left-wing principles. They are not right-wing principles. They are community principles. And municipal elections should ultimately be about one thing: Not left. Not right. Moving our community forward.

Kars On Where!!!

By Joe Ingino For those who read my columns on a regular basis, you will note that I am critical of how the City promotes itself. The lack of respect for local small businesses and the level of collusion under which they operate is causing all kinds of events to come and go, and no one really knows about them. Organizers are under the deranged opinion that the handful of patrons who actually attend — excluding the regular half-dozen homeless people, drug addicts and hookers — somehow make events in downtown Oshawa a success. This time, Kars on King rolls into downtown Oshawa on August 21. Kars on King returns to downtown Oshawa on Friday, August 21, transforming King St. and the surrounding area in an attempt to showcase automotive history. This is an event that should attract hundreds of thousands of people. Well, you know the results... Year after year, the same results, and they keep doing it as if expecting change.I blame the City and its organizers for failing to work with the city newspaper, advertising agencies and promoters within the city. NO, instead, the City's attitude appears to be: We know what we are doing, and we do not support local small businesses. Or at least this appears to be the case. How else do you explain the lack of advertising and promotion for the event? PEOPLE, SOCIAL MEDIA POSTING DOES NOT WORK... WAKE UP. Look at the numbers. Four, 10, 100 or even 1,000 people reached — as if they ever reach that many — does not even equate to 1% of the population across the region. So why does the City not use the city newspaper that has been serving the city for over 30 years? Why? Bias? Prejudice toward your only in-print newspaper? Some inclusive city. More like hypocritical and biased.Kars on King is officially hosted and organized by the City of Oshawa in active partnership with key local organizations, including the Canadian Automotive Museum, the Tribute Communities Centre and Oshawa Tourism. Now, you would think that between the City of Oshawa and Oshawa Tourism, one of them would realize that they need to promote all events. Social media posts are not working... Look at the numbers. Kars on King should be a huge revenue generator for the city. A city that very much needs it. You know things are bad in your city when restaurants start closing. Yet, the City seems to be blind to the facts. Both downtown city councillors have proven that they have failed the downtown. Both Rick Kerr and Derek Giberson have failed the downtown.Now Kerr is attempting to be re-elected, and Giberson is running for Mayor. Here is a guy who persecuted downtown businesses using your tax dollars to the tune of up to $100,000. Numbers are yet to be released. A total waste of taxpayers' dollars. And this Giberson wants to be Mayor!!!God help us all. Since when do we reward failure? Then again, we voted in Carter for a second term.My heart aches for Oshawa.Kars on King should be a week-long event. The event should be advertised months ahead of time. The City and/or Oshawa Tourism should have enough marketing savvy to recognize this. Unfortunately, in my opinion, the City staff who put this together have no clue how to promote this event. And yes, I am qualified, with over 30 years of actual hands-on marketing experience. As for Oshawa Tourism... there is a division that needs to be disbanded. A total waste of taxpayers' dollars. I can't say that I have ever received a call from them at their city newspaper. Events come and go, and no one knows about them. Why? Oshawa Tourism has no clue what it is doing.I know that if I were in charge, I would have this department in constant contact with all local media, constantly sending out releases and constantly advertising all upcoming events. No. Instead, once in a while, they will send out an email, normally within weeks of an event. That is not promoting an event.It is as if they do not care. My dealings with these folks left me with the impression that they were only following protocol. The feeling I got was that they did not have a clue what they were doing.Some are overly opinionated, with no real understanding of technology, advertising or media.Could this be the reason why the population at large is so unaware of what is going on? We live in Durham Region. People travel. People are constantly looking for things to do.Why is Oshawa failing? Simple. We have to hire people who know what they are doing. We have to get rid of the corporate bias and prejudice. I am disgusted with how this city is operated. Failure after failure. I do hope that in 2026 we do not vote in any incumbents and instead get a fresh start.

One of the most important responsibilities

One of the most important responsibilities By John Meloche Municipal Candidate for Ward 2 in in Pickering One of the most important responsibilities of municipal government is also one of the least glamorous: taking care of the infrastructure taxpayers have already paid for. Roads, sidewalks, culverts, storm sewers, catch basins, bridges and public facilities all have a lifecycle. We can maintain them while they are still in reasonable condition, rehabilitate them before they fail, or wait until deterioration becomes so serious that full replacement is required. Those choices do not cost taxpayers the same amount of money. Pickering's own 2025 Asset Management Plan makes the challenge clear. It reports that 51 per cent of the City's road-corridor assets, measured by replacement value, are rated poor or very poor. Collector roads have an average Pavement Condition Index of 54, while local roads average 48 — both classified as "Needs Improvement." Approximately 60 per cent of local roads are rated poor or worse. The financial consequences matter just as much as the condition ratings. The City's modelling estimates that proactively maintaining and rehabilitating roads could potentially avoid approximately $5.6 million annually compared with allowing those roads to deteriorate until replacement becomes necessary. That is an important lesson in fiscal responsibility. Maintenance is not simply an expense. It is a cost we either manage today or risk paying much more for tomorrow. Sometimes refusing to spend a dollar at the right time creates a much larger bill later. To be fair, Pickering is investing significant money in infrastructure renewal. The City's approved 2026 Capital Budget totals approximately $73.2 million, with nearly $48.7 million classified as infrastructure renewal. That includes $5.25 million for road rehabilitation, along with major investments in culverts, stormwater systems, erosion protection, municipal buildings and other aging infrastructure. So the argument should not be that Pickering has no infrastructure plan. It does. The more important question is whether the pace of investment matches the condition of the assets. Stormwater infrastructure is another example. Residents rarely think about catch basins, storm sewers, culverts, channels and stormwater ponds until something stops working. Yet failures can contribute to standing water, flooding, erosion, property damage and expensive emergency repairs. Pickering is funding stormwater projects, including pond cleanouts, culvert replacement and restoration work. At the same time, the City's Asset Management Plan acknowledges that budget limitations have contributed to deferred maintenance and delayed stormwater upgrades. That tension deserves serious attention. The Asset Management Plan estimates that Pickering requires approximately $61.7 million annually for sustainable capital renewal while sustainable funding going forward is estimated at roughly $28.8 million — leaving an annual infrastructure funding gap of approximately $32.8 million. We cannot simply pretend that gap does not exist. Pushing necessary work into the future is not fiscal conservatism. It can simply mean passing a larger invoice to the next taxpayer. My approach is straightforward: maintenance first. Council should use real condition data, prioritize infrastructure according to risk, extend the useful life of assets taxpayers already own, aggressively pursue available outside funding and ensure that growth pays its appropriate share of growth-related infrastructure. Residents should also be able to clearly see what is being repaired, why it is a priority, and what delaying that work could ultimately cost. Pickering is going to keep growing, and growth will require new infrastructure. But growth cannot come at the expense of properly maintaining what generations of taxpayers have already built. Responsible government is not always about announcing the next big project. Sometimes it is about having the discipline to protect what we already own.

WHEN THEY CAN'T CONTROL YOU, THEY TRY TO CONTROL YOUR REPUTATION

WHEN THEY CAN'T CONTROL YOU, THEY TRY TO CONTROL YOUR REPUTATION Character assassination is not an accident. It is a strategy — and it only works on people who have stopped thinking for themselves. There is a pattern to how toxic people operate, and once you have seen it up close you can never unsee it. First, they try to manage you. They want your vote, your silence, your cooperation. When flattery does not work, they escalate to pressure. When pressure does not work, they escalate to procedure — the meeting, the complaint, the process, the finding. And when even that fails to bend you, they arrive at the last tool they have. If they cannot control what you do, they will try to control what everybody thinks of you. This is the point people miss. The smear is not the beginning of a conflict. The smear is the admission of defeat in the conflict. It arrives only after every other method has failed. Nobody bothers to destroy the reputation of someone they can already control. They only reach for your name when they have run out of ways to reach for you. And notice how it is done. Not with an argument. Never with an argument — because an argument can be answered, and an answer might persuade someone. Instead, they reach for the labels that cannot be argued with, the words designed to end the conversation rather than start one. Words that make people afraid to be seen standing near you, let alone standing with you. That is the whole point. It is not aimed at your record. It is aimed at everybody else's willingness to hear your record. THEN THERE ARE THE PEOPLE WHO WILL NEVER ACCEPT THE TRUTH Here is the harder part, and the part I had to make peace with. You can correct the record. You can produce the transcript, the minutes, the recording, the receipt. You can put the full quote next to the clipped one and let anyone with eyes compare them. And there will still be people who are absolutely determined to misunderstand you. Not unable. Determined. Because for some people, your guilt is useful. It justifies a vote they already cast, a friendship they do not want to re-examine, a comfortable arrangement they would rather not look at too closely. The truth would cost them something, so they decline it. No amount of evidence competes with an incentive. So stop auditioning for their approval. You cannot reason a person out of a conclusion their interests depend on, and every hour spent trying is an hour stolen from the people who actually are listening. Correct the record once, plainly, for the honest onlooker — then get back to work. The determined misunderstander is not your jury. Your neighbours are. THINK FOR YOURSELF — IT IS THE WHOLE BALLGAME Now let me say something hopeful, because I did not write this to complain. Every one of these tactics — the label, the whisper, the pile-on — depends on one thing, and one thing only: a crowd that will not stop and check. A rumour has no engine of its own. It runs entirely on borrowed judgment. It moves only as far as good people are willing to carry it without asking a single question. Which means the remedy is not complicated, and it does not require a lawyer, a committee, or a title. It requires a citizen who pauses long enough to say: who told me this, what exactly did she say, and who benefits if I believe it? That pause is one of the most powerful things in a free society. It is where mobs go to die and where self-government begins. There is nothing brave about agreeing with the room; the room does not need your help. But a person willing to say "wait a moment — I would like to see that for myself" is doing the actual work of citizenship, and doing it in the only place it can be done, which is between their own two ears. Group-think asks almost nothing of you, and that is exactly what makes it so expensive. Every time we go along to get along, we hand a little more oxygen to the very people who are counting on us not to look. And every time one of us checks, that flame gets a little smaller. So do not take my word for it. I am not asking anyone to take my word for anything. Read the record. Watch the meeting. Ask the question you have been told is impolite to ask. Trust your own eyes over anybody's summary — including mine. Because a town full of people who think for themselves cannot be run by people who count on them not to. And that, in the end, is not a slogan. It is a safeguard — and it belongs to you.

Saturday, August 8, 2026

Longevity is a textbook ‘good problem

Longevity is a textbook ‘good problem ’By Bruno Scanga Financial Columnist Longevity is a textbook ‘good problem’ for Canadian society, one that financial services professionals now must solve. Thanks to advances in health care and wide access to health care services, Canadian life expectancy continues to rise. Life expectancy at birth is now 82.16 and life expectancy at age 65 is now 86.15. That feat of longevity now creates a new slew of risks for retirees, namely that they will outlive their retirement savings, especially if they face high health care costs late in life. Those risks are compounded for the 52 per cent of Canadian workers who do not have access to any kind of employer-sponsored pension plan. Canadians now need to plan to live off their savings for decades, and many of them need to plan to do that alone. Retirees face as they live longer and highlighted how consistent retirement income and clear decumulation strategies can help manage those uncertainties. The importance of the advisor in this period, noting that decumulation can be far more complex and challenging than the accumulation phase that precedes retirement. “I think retirees are facing several key uncertainties. They don't know exactly how long they'll live, what future market returns are going to look like, or even how inflation will affect their purchasing power over time. And taken together, these risks can have a significant impact on retirement security, What we're seeing is that longevity risk has increasingly shifted from the institution to the individual. And retirement planning today requires a much greater focus on generating dependable income and managing risk while over what could be a very long time. Remember not all advisor offer the same services and solutions. Ask questions and find solutions that meet you needs.

When Standing Up Makes You Sick

When Standing Up Makes You Sick Common Sense Health – Diana Gifford-Jones It was like opening a time capsule when I met up with my college roommate after 35 years. We laughed about our good times together and recalled all the confidence we had about our futures at age twenty. Then the conversation turned to our children, and she told me about her daughter's long struggle to obtain a diagnosis of postural orthostatic tachycardia syndrome, or POTS. Once that diagnosis became clear, it is easy to point to a distinguishing symptom. For people with POTS, standing upright triggers a debilitating racing of the heart. But for the 2-3 million people in North America estimated to have the condition, figuring it out is no easy job. Experts are not sure why, but it’s a condition that tends to strike young women, aged 15-35, most often from comfortable, and white, families. This fits my roommate’s situation. It may be that POTS could be found in other segments of society, but neither patients nor doctors are making the connection. The root cause of POTS lies in the body’s remarkable automatic control system – the autonomic nervous system – which manages heart rate, blood pressure, circulation, digestion, and temperature control. When we stand, gravity pulls blood toward our legs. A healthy nervous system immediately responds. Blood vessels tighten, the heart adjusts, and enough blood continues to reach the brain. In someone with POTS, that response does not work properly. The body struggles to maintain circulation when upright, and the heart often speeds up dramatically to compensate. The result can be dizziness, fatigue, weakness, exercise intolerance, difficulty concentrating, and a pounding heartbeat. Some sufferers feel better when they lie down – but not all. When the autonomic nervous system is out of whack, all bets are off. Historically, and to date, many patients have struggled to find an explanation. Because routine heart tests and blood work may appear normal, some are told their symptoms are due to stress or anxiety. During the American Civil War, physician Jacob Mendes Da Costa described soldiers who suffered from racing hearts, fatigue, chest discomfort, and poor exercise tolerance. The condition became known as “soldier’s heart.” Although it was not the same diagnosis as POTS, researchers believe these individuals may have had problems involving the autonomic nervous system. Over the decades, doctors continued to encounter patients who became ill when upright. But it was not until the 1990s that researchers formally described and named POTS. Scientists now understand that POTS is not one single disease. Different patients may have different underlying causes. In some, nerves that regulate blood vessels may not function properly. In others, there may be abnormalities involving the immune system, blood volume, or the body’s response to infection. The COVID-19 pandemic brought unprecedented attention to POTS. Some people recovering from COVID developed persistent symptoms including rapid heart rate, dizziness, and exercise intolerance. Researchers began investigating whether viral infections could trigger autonomic disorders in susceptible individuals. Although POTS is often associated with younger people, it can occur at any age. In older adults, symptoms may be mistaken for medication effects, dehydration, heart problems, or the normal challenges of aging. For my roommate and her daughter, and similar to many other families, it was a long and frustrating journey to the diagnosis of POTS. Ultimately, it took a team of specialists at the Mayo Clinic to design and initiate a four-week intensive program of physical, mental, and behavioural changes to daily routines that enabled them to return to normal life. With better knowledge about what’s going on, there comes an appreciation for the extraordinary things the human body does, even when just standing up.

Are Canadians Paying More to Build a Stronger Canada?

Around the Coffee Table with Dale Jodoin Are Canadians Paying More to Build a Stronger Canada?   By Dale Jodoin Columnist                                               Around more than a few coffee tables lately, the conversation has started to change. People are no longer asking why everything became so expensive. They already know the answer isn't simple. The question now is this. Are we about to go through another round of rising prices? I'd like to know what you think. Do you think another wave of inflation is coming, or is the worst behind us? This question is significant because Canada is not isolated from global events. We may have our economy, but we are connected to almost every major event taking place around the world. A drought in Europe. Flooding in Asia. Wildfires in North America. Conflict in the Middle East. Shipping delays across the oceans. On their own they sound like separate news stories. Together they could affect every Canadian family. We cannot stop those events. But we certainly feel them. When fuel prices rise, trucking companies pay more to move goods. Farmers pay more to run equipment. Manufacturers pay more to produce products. Grocery stores pay more to stock their shelves. Those extra costs don't simply disappear. Eventually they land in one place. Our shopping carts. That is why inflation is more than an economic headline. It becomes a kitchen table issue. It affects seniors living on fixed incomes, young families trying to stretch every dollar, small businesses watching every expense, and anyone hoping to save for retirement. Another aspect of this discussion warrants further examination. Over the past while, many Canadians have made a conscious decision to buy Canadian whenever they can. Some have done it out of pride. Others want to support local farmers, manufacturers and small businesses. Many simply believe that spending their money should contribute to job creation at home. I understand that thinking. In many ways, I share it. But it also raises a fair question. Does buying Canadian always save us money? The honest answer is no. Some Canadian-made products cost about the same as imported ones. Others cost more. Higher wages, smaller production runs, transportation costs, regulations, and production expenses can all influence the final price. This does not mean that purchasing Canadian products is the cause of inflation. The evidence simply does not support that conclusion. What it does mean is that some Canadians are choosing to spend slightly more because they believe there is value beyond the price tag. Maybe they are helping to keep a neighbour employed. Maybe they are supporting a local farmer. Maybe they are investing in a Canadian company that will still be here years from now. That is not inflation. That is a personal choice about where our dollars go. The bigger question is whether those choices, repeated by millions of Canadians over many years, help build a stronger economy with more jobs, better wages, and businesses that are less dependent on foreign suppliers. If they do, perhaps paying slightly more today becomes an investment instead of just another expense. At the same time, inflation itself At the same time, larger forces, beyond the control of any individual shopper, largely drive inflation itself. by forces much bigger than any one shopper. World energy prices, poor harvests, global supply chains, international conflicts, and interest rates all play major roles. Canada is not immune. What happens on another continent often reaches our grocery stores, gas stations and family budgets within weeks or months. That is the world we live in. So perhaps the real conversation isn't simply about why prices keep rising. Maybe it is about what kind of country we want to build. Do we always chase the lowest price, even if it means buying products made somewhere else? Or are we willing, when we can afford it, to support Canadian workers, Canadian farmers, and Canadian businesses, knowing that sometimes it may cost slightly more? There is no single answer. A senior living on a pension may have no choice but to buy the least expensive item on the shelf. A young family raising children may be in the same position. Another Canadian may decide the extra dollar is worth it because they believe it strengthens the country. Every one of those choices deserves respect. So I'll leave you with one question this week. If buying Canadian means paying a little more today but helps create jobs, strengthen communities, and build a more self-reliant Canada tomorrow, is that an investment worth making? I'd like to hear what you think. Because this isn't just a conversation about inflation. It's a conversation about the kind of Canada we want to leave to the next generation.

Yes, It's Possible to Recover From a Bad Interview (Example of a Recovery Letter Included)

Yes, It's Possible to Recover From a Bad Interview (Example of a Recovery Letter Included) By Nick Kossovan All of us have been there. The heavy silence in the elevator on the way down, the sudden, agonizing clarity about what you wish you had said, and the burning realization that you just blew a job opportunity. A bad interview feels final, like a door slammed shut and deadbolted. Most job seekers throw in the towel. They chalk it up to nerves, decide it wasn't meant to be, or blame their interviewer for not knowing how to conduct an interview, all while convinced they won't get the job. The corporate world is filled with flawed human beings—me included—who, having also been in the hot seat, understand that interview pressure can make even the most seasoned professional lose their composure. The good news, and I speak from experience, is that you can recover from a bad interview. Most people view an interview as an objective test of what you can do and whether you'll be a cultural fit. For most job seekers, an interview is a high-stress conversation where nerves can make a brilliant career look amateurish in five minutes. When you freeze, ramble, or blow a simple question, the hiring manager isn't just concerned about your skills; they're concerned you're a risky hire. Course-correcting requires shifting their focus before they send you a generic rejection email. This is where a well-crafted recovery letter— not to be confused with a thank-you note—comes in. It isn’t about begging for a do-over; it’s about demonstrating professionalism by owning up to a bad interview, controlling the narrative, and reminding the employer why you belonged on their shortlist. Begin by acknowledging the elephant in the room. Trying to gaslight an interviewer into believing a subpar performance was a success is amateurish. Experienced hiring managers have a keen radar for double-talk; when an interview goes off the rails, they know it. Owning up to the fact that nerves got the better of you isn't a weakness; it’s self-awareness. It shifts the focus from a temporary emotional hijack back to why you'd be a great hire. Strategic execution requires the grit to assess your performance without sugarcoating. Did you ramble when asked about operational metrics? Did you fail to connect your past achievements to their current financial pain points? Once you identify where you stumbled, the recovery letter becomes your ultimate tool for damage control. It gives you a second chance to make the case you didn't make in the interview and to explain why you'd be a great hire. Your recovery letter must be sent quickly—ideally the same day, or no later than 9:00 AM the next day—before the hiring team finalizes their decision to move on. Keep it short and professional. Most importantly, no self-pity! Employers don't hire sob stories, nor are they in the business of handing out chances. They hire people who get results. Admit you blew it because of nerves, then pivot quickly to why you're the person for the job. It isn't over until you give up or get a firm "No." Here's how to write a recovery letter without grovelling or compromising your self-respect: Subject: Following up on the Operations Manager role – [Your Name] Dear [Interviewer Name], Thank you for your time yesterday. I enjoyed discussing [Company]’s immediate priorities, particularly your focus on tightening project delivery timelines and reducing vendor overruns from Q4 2026 onward. Reflecting on our conversation, I realize my answers didn't fully convey the depth of my track record or what I bring to the role. Quite frankly, I let my nerves get the better of me, and as a result, I didn't frame my experience as clearly as I should have. When you raised the issue of budget slippage during complex deployments, I didn’t mention that at [Previous Company], I overhauled our vendor management protocols—slashing project delay costs by 22% in less than eight months. That is the operational control I intend to bring to [Company] to protect—and grow—your margins. My interest in the Operations Manager position remains strong. I am confident I have what it takes to address the operational bottlenecks we discussed. Thank you again for the conversation. Regards, (Your Name] [Phone Number] [LinkedIn Profile URL] Keep in mind that a recovery letter isn't a silver bullet; it's an attempt to stay in the game. You're competing against candidates who may have seemed more polished and more confident. However, the letter's power lies in treating the interviewer as a peer, not a judge. It skips the laundry list of excuses, states a simple human fact—nerves happen—and offers a selling point, or several if you so choose, that you didn't mention during the interview. While giving up after a bad interview protects your ego, it also leaves you unemployed. Nobody's coming to save your candidacy; that's entirely your responsibility. Sending a recovery letter takes guts. It shows you don't fold under pressure and that you own your mistakes, traits that every astute hiring manager respects. When you feel you haven't interviewed to your full potential, send a recovery letter. It could be the difference between being written off and being hired.

Predictability

5 Seconds Can Change Your Life Predictability By Tom Reimer Metalex Security Predictability, when it comes to home invasion and break-ins, that is the word that comes to mind! After witnessing the same unfortunate outcome as I have, you see a pattern, an “M.O. short for “method of operation”. After, 40 years of arriving at one’s home to hear of the unfortunate past event, you develop a so called “Spidey sense” I see your homes weakness the same way as, what our not so friend “Sly” does and literally, his front door of opportunity! Why spend extra time lurking around the back, wasting precious time, obviously no one is home and the front door is closer to the stairs that lead to the master bedroom providing a very lucrative reward. So, looking at the front door what do we have, big breakable glass on the door, perfect to see out and provide extra light in your foyer also perfect to see in and easy to smash, simply walk through or reach in to unlock the door. 5 seconds. Or what about that skinny window beside the door, one hit, reach through and unlock the door. “That was easy” heck? why all the fuss, 2 kicks and I’m in, that dead bolt is held in place with no more than ¼ inch of grainy pine! And most likely will make the least amount of noise. So, this is all that it takes and now we need to break this down to provide the best line of defence simply to “One up” Sly, we need to “target harden” easy points of entry: How do you rob a thief? you take away their time! Let’s start with the visual. If you leave junk mail hanging around, you create a vacant home appearance. If you are away then ask a neighbour to keep it clear, in the winter, keep the driveway plowed or at least have a neighbour park in your space, at the very least drive up and down to make an impression that you are in and out. “It takes a community to thwart a thief” If you have a door glass, get some stick-on frosting (Home Depot) you will keep the light but also provide privacy the same goes for the window beside the door. Hang a heavy dog leash from a hook in an obvious location, near the door. Sly hates dogs, they make lots of noise and bite, he’s not smart enough to realize that it just a prop! Install a flip latch on the inside of the door, the product I like a lot is called “Door Guardian” you can find on Amazon or your local builders supply, this is an easy DIY Get yourself some 3” flat head screws and replace the existing ¾” hinge screws with some real holding power, these will penetrate the structural part of the door frame, same goes for the deadbolt strike plate. Get your self a video doorbell, Sly, most likely won’t come in if he thinks you are home, this allows you to answer and see who is at your door even if you are away. All the above are very simple and DIY, now if you want an enhanced level of security then take a look at what Metalex has to offer, products like “Rockglass” that will withstand a sledgehammer and Safe T Screen, a Screen door on steroids. Fresh air in, bad guys out! Next week we will cover the second point of entry. Not on my watch Sly! until then, Stay safe!

Rethinking Regional Government in Ontario

Rethinking Regional Government in Ontario By Mr. ‘X’ ~ John Mutton, Former Mayor of Clarington CENTRAL EXCLUSIVE A Blueprint for Transforming Regional Municipalities into Regional Service Boards Rethinking Regional Government in Ontario A Blueprint for Transforming Regional Municipalities into Regional Service Boards A Municipal Governance Discussion Paper By John Mutton Executive Summary Ontario's two-tier municipal system has served the Province for decades by delivering services across municipal boundaries. However, regional governments have gradually evolved beyond their original purpose. In many cases they now function as an additional layer of government, creating duplication, increasing administrative costs, and reducing accountability. Rather than eliminating regional governments, Ontario should modernize them. Regional municipalities should become Regional Service Boards responsible solely for delivering provincially mandated services in the most efficient manner possible. Every regional municipality should undertake a comprehensive Core Services Review to determine which services are required by legislation, which should be returned to local municipalities, and which should be eliminated altogether. The result would be a leaner, more accountable, and financially sustainable municipal governance model. Why Reform Is Needed • Duplicate services increase costs. • Taxpayers often pay twice for similar functions. • Accountability is blurred. • Governance has become more complex than necessary. Regional Service Board Model • Deliver only legislated regional services. • Eliminate or transfer non-mandated services. • Replace regional councillors with a board of mayors using weighted voting. • Provide transparent service-based budgeting. • Permit municipalities, where legislation allows, to purchase enhanced service levels using local funding. Examples of enhanced services include accelerated road maintenance, enhanced transit, expanded public works programs, and additional policing initiatives where authorized by provincial legislation. Implementation Phase 1 – Provincial Core Services Review. Phase 2 – Transfer or eliminate non-mandated services. Phase 3 – Transition to a Mayor-only weighted governance model. Phase 4 – Implement service-based budgeting and enhanced service agreements. Phase 5 – Annual performance reporting. Conclusion Ontario has an opportunity to modernize municipal government by transforming regional governments into efficient Regional Service Boards focused on mandated services while providing municipalities with greater flexibility and accountability.

Canada’s Nuclear Industry Is Losing Strategic Direction

Canada’s Nuclear Industry Is Losing Strategic Direction by Maj (ret’d) CORNELIU, CHISU, CD, PMSC FEC, CET, P.Eng. Former Member of Parliament Pickering-Scarborough East Canada is entering a period in which nuclear energy will be essential to electricity security, industrial growth and national sovereignty. Yet the country risks expanding nuclear generation without adequately protecting the technology, manufacturing capacity, fuel cycle and intellectual property that made Canada a leading nuclear nation. Canada possesses major uranium resources, a respected regulatory system, an experienced workforce and the internationally proven CANDU reactor. These are strategic national assets. However, public policy increasingly favours foreign-controlled reactor designs without sufficient consideration of the long-term consequences for Canadian ownership, domestic production and security of supply. Ontario’s choices are particularly important. The province is the centre of Canada’s nuclear industry, and its CANDU stations at Bruce, Darlington and Pickering have supplied dependable electricity for decades. They also created a sophisticated Canadian network of engineers, manufacturers, fuel producers and specialized contractors. Despite this history, Ontario has placed the American-Japanese GE Hitachi BWRX-300 at the centre of its new nuclear program. Ontario Power Generation intends to build four small modular reactors at Darlington. The BWRX-300 may prove to be a capable reactor. The issue is not that Ontario should reject foreign technology. International cooperation is normal and necessary in the nuclear sector. The concern is that Ontario appears unusually receptive to foreign technology without demonstrating that it has fully examined the consequences for Canadian nuclear sovereignty. A nuclear reactor is not an ordinary equipment purchase. It creates a relationship lasting 60 years or more and involving intellectual property, software, fuel, replacement components, specialized maintenance and continuing technical support. Ontario should therefore disclose more than the value of contracts awarded to provincial companies. It should explain who controls the reactor design, where the most valuable systems will be manufactured, what licensing obligations will apply and whether Canadian firms will obtain lasting rights to manufacture and export important components. There is a major difference between Canadian companies participating in a foreign-controlled supply chain and Canada controlling the technology itself. Fuel security must also be considered. CANDU reactors operate with natural uranium and benefit from an established Canadian fuel cycle. The BWRX-300 requires enriched uranium, introducing dependence on foreign enrichment capacity and international supply arrangements. Canada has abundant uranium, but it does not currently possess commercial enrichment capability. It is difficult to describe a strategy as fully sovereign when Canadian uranium may have to leave the country for enrichment before returning as reactor fuel. Ontario must also explain how its enthusiasm for foreign SMRs will affect the future of CANDU technology. If Canada’s largest nuclear province does not support a new generation of CANDU reactors, international customers may reasonably question why they should do so. A reactor technology cannot remain internationally competitive without a committed domestic reference customer. Ontario should therefore evaluate the next-generation CANDU alongside foreign SMRs, not treat Canadian technology as a secondary option to be preserved by the federal government or another province. The location of the first SMR fleet also raises an important strategic question. Why is it being built at Darlington rather than at a new site supporting development of Northern Ontario and the Ring of Fire? Darlington offers clear practical advantages. It is an established nuclear site with trained personnel, existing transmission infrastructure, emergency-planning systems and community familiarity with nuclear operations. These factors reduce the risk of constructing a first-of-a-kind reactor. For that reason, building the first BWRX-300 at Darlington is understandable from a project-management perspective. However, Ontario’s nuclear strategy should extend beyond the easiest existing site. The Ring of Fire contains major deposits of critical minerals needed for batteries, advanced manufacturing, defence systems and modern energy technologies. Developing these resources will require reliable electricity, roads, communications and significant new infrastructure. A small modular reactor could eventually provide dependable, low-carbon power for mines, mineral-processing facilities and northern communities. It could help transform the Ring of Fire from a remote extraction zone into a broader Canadian industrial region. Without adequate local energy, minerals may be extracted and shipped elsewhere for processing, leaving Ontario and Canada with only a fraction of the potential economic benefit. A northern nuclear project could support mineral refining, battery-material production, transportation infrastructure, housing and public services. It could also create opportunities for Indigenous ownership, skilled employment and long-term regional development. This does not mean that the first Darlington reactor should simply be relocated. A new northern nuclear site would require extensive environmental assessment, regulatory approval, transportation infrastructure and genuine consultation and partnership with affected First Nations. The electricity demand of future mines and processing facilities would also need to be established. A northern project therefore may not be ready on the same timetable as Darlington. However, Ontario should already be conducting a formal feasibility study for SMR development connected to the Ring of Fire. That study should examine possible sites, projected industrial electricity demand, transmission requirements, transportation access, environmental impacts and Indigenous equity participation. The objective should not be merely to provide electricity to one mine. It should be to create the energy foundation for a northern industrial corridor. Canada must avoid repeating the same strategic mistake in both mining and nuclear energy: exporting raw materials while importing the highest-value technologies and finished products. It makes little sense for Canada to export uranium, rely on foreign enrichment and purchase foreign reactor technology while also exporting critical minerals for processing abroad. Such an approach would leave the country at the lower end of two strategic supply chains. Nuclear energy, critical minerals and advanced manufacturing should be treated as parts of one national industrial strategy. Governments should establish meaningful Canadian-content requirements for publicly supported nuclear projects. These requirements should apply not only to construction labour but also to engineering, software, control systems, fuel services and long-term component manufacturing. Foreign-designed projects should include technology-transfer provisions and plans to establish Canadian production of critical systems. Strategically important Canadian nuclear suppliers should also be protected from acquisitions that could move intellectual property, production or decision-making outside the country. At the same time, Canada must maintain a viable domestic future for CANDU technology. Ontario need not choose exclusively between CANDU reactors and SMRs. Different technologies may serve different purposes. Large CANDU reactors could provide dependable baseload generation using Canadian natural uranium, while SMRs could serve smaller grids, industrial developments and remote regions. The central requirement is that foreign technology complement Canadian capability rather than gradually replace it. Darlington may be the practical site for the first BWRX-300, but it should not define the limits of Ontario’s nuclear vision. Future reactors should be considered not only where construction is easiest, but where they can advance national priorities. That includes opening Northern Ontario, developing the Ring of Fire, processing critical minerals in Canada and creating durable partnerships with Indigenous communities. Nuclear energy is more than an electricity source. It is an instrument of industrial policy, regional development, energy security and national independence. Canada must decide whether it intends to remain a sovereign nuclear nation or become primarily a supplier of uranium, public financing and construction sites for technologies controlled elsewhere. That decision is being made now, and Ontario is at its centre.

What Do You Think? AI Policing Over Humans!!!

What Do You Think? AI Policing Over Humans!!! By Joe Ingino The world is changing, and so is the way policing is dispatched and executed. We started with simple cameras overlooking our streets. We were told they were installed for our safety. Then came red-light cameras pointing in every direction—once again, supposedly for our safety. As technology evolved, these same safety cameras developed sophisticated facial-recognition capabilities. The information they collect can potentially be sent to a server and stored, creating an unofficial way to catalogue everyone’s movements without people even knowing it. This is high-tech surveillance.The public objected, and governments cut back on some camera programs while keeping many of the cameras in place as a supposed necessity. More recently, drones have made headlines. The idea is that they can arrive at crime scenes faster than a police officer or provide immediate aerial support.With increasing populations and greater urban density, drones could eventually become first responders. Currently, drones are being used as part of pilot programs to assist first responders. There have even been reports of drones helping police make at least one arrest in Durham Region. Now, let us close our eyes for a moment and imagine the world 20 years from today. The population may reach an all-time high. As it stands, the 911 system is already overburdened. With the introduction of artificial intelligence, an AI attendant could eventually answer your emergency call. That AI attendant could dispatch a drone to conduct video and audio analysis before sending a human police officer. The drone would have the ability to record the scene, compare faces against criminal databases and catalogue civilians as possible perpetrators, victims or witnesses. It could transmit live video of the surrounding area and identify people appearing in the footage, giving responding officers as much information as possible.Within 20 years, these drones could potentially be armed and used during hostage situations or violent domestic disputes. Using AI, a drone could assess a situation and decide whether to neutralize a threat with a Taser—or even lethal force. All in the name of public safety. I do not want to sound like a conspiracy theorist, but policing in the future could be performed largely by sophisticated machines, with very little need for human involvement.Imagine an Orwellian future. A citizen calls 911. An automated system sends a drone to gather intelligence. Once the drone completes its assessment, a patrol vehicle is dispatched carrying two humanoid robots.Consider one of the biggest challenges police officers face today. Officers may arrive at a call and confront someone who is extremely aggressive, intoxicated or under the influence of drugs. The individual may become violent, and it can sometimes take four officers to bring that person under control. Now imagine the same scenario involving a humanoid robot. The condition of the assailant would not matter. The humanoid could be designed to understand body mechanics and constructed from titanium or another extremely strong material. No ordinary person would stand much of a chance.Before someone could throw a punch, the humanoid could have that person in handcuffs and on the way to jail.Do you think this sounds too futuristic?Consider the development of cellular technology. I remember people talking during my youth about telephones without cords that would be no larger than a pack of cigarettes.It sounded like crazy talk.Look at us today.Drone technology is already being used in wars—wars in which people are actually being killed.Humanoid robots are being developed and deployed for military purposes, including entering minefields while carrying specialized technology.Modern warfare is experimenting with ultrasonic weapons and electromagnetic propulsion and projection capabilities. Aircraft can now be flown remotely without pilots on board. These aircraft may travel at speeds that the human body could not tolerate. They can remain in the air for longer periods without the need for rest while providing live information to operators thousands of miles away. The United States Navy does not have only one unmanned ship. It is developing and operating a fleet of autonomous and uncrewed surface vessels. Prominent examples include the Sea Hunter, Seahawk, Ranger, Mariner, Nomad, USX-1 Defiant and GARC, the Global Autonomous Reconnaissance Craft. The Sea Hunter is an autonomous surface vessel originally developed for a DARPA anti-submarine tracking program. The Seahawk is an upgraded, medium-displacement autonomous prototype used to test operational concepts in the Pacific. The Ranger and Mariner are high-endurance vessels involved in the Ghost Fleet Overlord testing program. At present, no country appears to use a completely automated police force in which law enforcement, arrests and critical decisions are handled entirely by robots or artificial intelligence without human oversight. Countries such as China and the United Arab Emirates have deployed automated policing tools, but human officers remain in control. The future is here.The reality is that the world is changing. In the name of safety and convenience, we are gradually surrendering more control, privacy and responsibility to machines.The next civil war may not be between two groups of people.It could be humans versus machines. Futuristic? What do you think?

Customer Service Is the Most Underrated Public Service

Customer Service Is the Most Underrated Public Service By John Meloche Municipal Candidate for Ward 2 in in Pickering When people think about municipal government, they usually think about roads, parks, taxes, garbage collection, or development. Rarely do they think about customer service. They should. The quality of a city’s customer service shapes how residents feel about their government more than almost anything else. A pothole is frustrating. A delayed permit is inconvenient. But what often leaves people feeling truly unheard is when they report a problem and then… nothing. No response. No update. No indication that anyone even received the message. That silence creates something far more damaging than dissatisfaction—it erodes trust. Good customer service isn’t about always having the right answer. Sometimes the answer is no. Sometimes a repair has to wait. Sometimes funding simply isn’t available. Most reasonable people understand that governments, like businesses, operate within real constraints. What people struggle to accept is uncertainty. They want to know someone is listening. They want to know their concern has been recorded. They want to know who is responsible. They want to know what’s happening next. In other words, they want to be treated like valued customers. This is where technology can fundamentally change the relationship between residents and their local government. For years, many municipal processes have depended on disconnected emails, phone calls, handwritten notes, spreadsheets, and individual departments managing requests independently. Dedicated staff work incredibly hard within these systems, but the systems themselves often make it difficult to provide consistent communication and visibility. Modern technology offers a better way. Imagine reporting a broken playground, a damaged sidewalk, a fallen tree, or a malfunctioning streetlight through a simple online portal. Instead of wondering whether your message disappeared into an inbox, you immediately receive confirmation that your request has been received. You can see its status in real time through a dashboard. You know which department is responsible. You receive updates as work progresses. When the repair is completed, you’re notified automatically. The city benefits just as much as the resident. Every request becomes valuable data. Instead of relying on anecdotal complaints, municipal leaders can identify patterns. They can see which neighbourhoods generate the most service requests, which issues are recurring, where response times are slowing down, and where additional resources may be needed. Decisions become driven by evidence rather than assumptions. Transparency improves naturally because information is shared instead of hidden. Accountability improves because every request has ownership. Efficiency improves because duplicate reports are identified, priorities become clearer, and staff spend less time searching for information and more time solving problems. Most importantly, residents feel informed throughout the process. Technology should never replace the human side of public service. A friendly conversation at the service counter, a returned phone call, or a staff member taking the time to explain a situation will always matter. Great customer service is built on empathy, professionalism, and respect. Technology simply removes the friction that prevents good people from delivering great service. It allows staff to focus on helping residents instead of managing paper work. It gives elected officials and senior administrators better insight into what their communities are actually experiencing. And it gives residents confidence that their voices matter. The private sector learned this lesson years ago. Businesses discovered that customers are far more understanding when they are kept informed, even if the solution takes time. Expectations are managed through communication, not silence. Government should be no different. At the end of the day, municipalities don’t exist to process paperwork or manage databases. They exist to serve people. Every interaction is an opportunity to strengthen confidence in local government—or to weaken it. Excellent customer service isn’t a luxury or an afterthought. It’s one of the most important services any municipality provides because it influences how residents experience every other service the city delivers. When government is responsive, transparent, and accountable, trust grows. And when trust grows, communities grow stronger alongside it.